If we count saving and using income wisely as managerial skills, we wouldn't be wrong. Being able to manage spending, evaluating financial assets correctly brings savings and saving also contributes to the country's economy when it is considered in the long term ... One of the important steps of transition from the consumption society to the information, technology and economy society is to control the expenditures. Today, we see that these steps have been taken in many developed countries.

How is the world doing?

Financial literacy is highly regarded in developed countries such as the USA, Australia, Canada and the UK. Financial literacy training is provided in many developed countries. In this way, it is aimed for individuals to make informed decisions on financial issues that are always present in their daily lives.

In addition, studies conducted in OECD countries and some non-OECD countries show that individuals do not have the financial knowledge, skills and awareness that will only enable them to make the right decisions on financial matters.

According to the "Financial Literacy and Access Index Report" conducted by TEB and Boğaziçi University since 2013; While the Financial Knowledge Score (basic concepts such as division of the individual, time value of money, interest paid, simple interest, compound interest, risk and return, inflation) was 19.9 in the first year, it only increased to 21 in 2017. The Financial Attitude (Attitude) Score measures the attitudes and attitudes regarding the long-term financial plans of short-term requests, and this score decreased from 15.5 in 2013 to 14.2 in 2017. The Financial Behavior Score, which measures positive behaviors such as thinking before purchasing, timely payment and budgeting, saving and spending in order to achieve goals and needs, was determined as 21.6 in 2013 and 25.7 in 2017.

While these results do not paint a very bright picture, when we look at the value of the Financial Literacy Index in general, it turns out that there has been only one point change since 2013 (2013 - 61, 2017 - 62). As a result of the research, it is observed that there is not a big difference between men (62.7) and women (58.9) in the breakdown of the Financial Literacy Index by gender, but education and age are generally determinants. It turns out that there is a parallel between household income and financial literacy. Similarly, it is observed that there is a significant direct proportion between socio-economic group and financial literacy.

Education is a must!

In this course, you will learn much more, with its sincere expression, from the educators.

You can finish the course whenever and wherever you want, with the advantage of stopping where you want and continuing wherever you want.

With these opportunities provided by technology, you will receive your certificate when you complete this course.