Digital Banking is trending in the banking sector. With the advent of digitized banking, customers can now perform a host of banking transactions without having to step into a physical bank branch, for instance, money deposits and transfers. It is not just about banking using the internet but is also about keeping the interests of customers first and and also minimizing the cost associated with banking

Offering the ability to access, use and move money via mobile devices, digital banking apps lets your customers see their account balances, pay bills, transfer money, apply for loans and make purchases on the go.

Fintech is a portmanteau of the terms “finance” and “technology” and refers to any business that uses technology to enhance or automate financial services and processes

Fintech now describes a variety of financial activities, such as money transfers, depositing a check with your smartphone, bypassing a bank branch to apply for credit, raising money for a business startup, or managing your investments, generally without the assistance of a person.

Some of the most active areas of fintech innovation include or revolve around the following areas:

• Cryptocurrency and digital cash.

• Blockchain technology, including Ethereum, a distributed ledger technology

• Smart contracts

• Regtech

• Unbanked/underbanked, services that seek to serve disadvantaged or low-income individuals who are ignored or underserved by traditional banks or mainstream financial services companies.

• Cybersecurity, given the proliferation of cybercrime and the decentralized storage of data, cybersecurity and fintech are intertwined.

Following are the contents of the course

1.Buy now pay later

2.Omni channel banking

3.Branchless banking

4.Finfluencers

5.Chargeback

6.Cross border payments

7.Central bank digital currency

8.Government to person payments

9.Banks and fintech