Everyone wants to be savvier and smarter with their money, but we aren’t taught in our younger years how to effectively manage our finances. The financial literacy 101 course does just that: it helps teenagers, young adults, and adults understand the fundamentals of finances and how to effectively use money. This course was built with modules that will help young kids and adults understand money principles while also helping adults get a basic understand of how they can work on things like debt reduction and repairing their credit. The tips, strategies, and principles in this course have been put into practice and use real-world examples.