Hiring and promotions in banks are at all time high. One can easily become an officer from clerk in 3-4 years and from scale 1 to 2 in 3 years( many banks like BOI, State Bank of India , Bank of Baroda etc. are even giving in 2 years too).
With today’s pressure it’s good to take promotion as soon as possible in once career when one is bachelor and free from family responsibilities.
This Practice Test Course helps youclear bank promotion exam successfully. I have made these tests with specially designed 600 questions . These tests are ideally suited for promotions from clerical to officer ,scale I to Scale II and scale II to scale III. I havegeneralized the questions for the purpose of whole banking community and not specific to one particular bank.
RBI loan policy and loan documentation covering CRR, SLR, exposure norms, loan system, capital market exposures, loans to directors and other misc. policy issues, Stamp duty, limitation, securities, charges on securities such as Hypothecation, pledge, mortgage, assignment.
Priority Sector lending issues such as Targets, weaker section, minority communities, collateral security rules, Education loans, MSE, National equity fund, Govt. sponsored schemes, Agriculture lending
Non-performing advances such as Concepts, provisioning, SARFAESI Act, DRT Act, Lok Adalat, Willful defaulters, Securitization companies
FOREX operations including Basics of FOREX, exchange rates, FC deposit accounts, Export credit, gold card, export refinance, imports
Electronic Payment systems, such as RTGS, NEFT, ECS, MTSS, Cheque Truncation, ATM etc.
Financial awareness, latest banking including Basel-3, Basel-2, Risk management, dividend payment, money market, CD, CP, NCD, LAF, WMA, securitization, factoring, narrow banking, universal banking, govt. securities, derivatives, options, ALM, RTI etc.
Financial Statement Analysis
Customers and customer issues such as Banker-customer, Lien, set off, garnishee & attachment order, KYC, Ombudsman, Bank Notes , Consumer Protection, Nomination, Fraud Reporting, TDS , Locker, Inoperative a/c’s, Pension, PPF, accounts of customers such as Minor, partnership, companies, Trust, LLP, HUF.
Negotiable Instrument Act including Definition, PN, BoE, cheque, cheque crossing, endorsement, cheque payment, cheque collection, material alteration, cheque dishonor.
